Over twenty years of combined experience, helping businesses and individuals understand employee benefits and insurance to make better informed decisions.

The industry of employee benefits, insurance, disability coverage, voluntary benefits and compliance can be very complex, I’ve seen how the right insurance solutions can truly protect both companies and families.

This background gives me a unique perspective — I understand how workplace coverage interacts with Medicare, HSA's, COBRA, and retirement. That means I can help you transition smoothly from employer-sponsored insurance to a plan that fits your new lifestyle and financial goals. I am also a National Social Security Advisor that can help you learn more about Social Security and all of its benefits.

Whether you're retiring from a corporate job, downsizing, or helping a spouse make the shift, you're in experienced hands.

What I Specialize In:

Hybrid Long Term Care Insurance

Guranteed Lifetime Income

Medicare Supplement Plans

Whether you’re navigating Medicare for the first time or considering long term care for retirement, it's important to plan early.

Local Expertise You Can Count On

Proudly serving Vero and Sebastian and Palm Beaches.

Unlike national call centers or overseas agents, I understand the healthcare landscape in Florida and the unique concerns that come with retiring here — like local doctor networks, prescription costs, IRMAA surcharges, and retirement income planning.

Fluent in English and Spanish | Available in-person, by phone, or virtually.

Why Clients Choose Me

I work for YOU — not an insurance company.

As an independent agent, I shop across top carriers to compare benefits and costs. That means you get unbiased advice tailored to your needs and budget — not a sales pitch.

My clients often say they feel relieved and empowered after our conversations — and that’s exactly my goal.

Let's Chat!

No pressure. No sales tricks. Just real answers, friendly guidance, and smart strategies to protect your health, income, and legacy.