I've spent over two decades helping businesses and employees navigate the complex world of group insurance and employee benefits. From health plans and disability coverage to voluntary benefits and compliance strategies, I’ve seen how the right insurance solutions can truly protect both companies and families.

This background gives me a unique perspective — I understand how workplace coverage interacts with Medicare, COBRA, and retirement. That means I can help you transition smoothly from employer-sponsored insurance to a plan that fits your new lifestyle and financial goals.

Whether you're retiring from a corporate job, downsizing, or helping a spouse make the shift, you're in experienced hands.

What I Specialize In:

Retirement Income Planning – Including Safe Money Annuities

Medicare Advantage & Medicare Supplement (Medigap) Plans

Medicare Part D – Prescription Drug Coverage

Whether you’re navigating Medicare for the first time or exploring income strategies in retirement, I’ll explain everything clearly.

Local Expertise You Can Count On

Proudly serving all Florida.

Unlike national call centers or overseas agents, I understand the healthcare landscape in Florida and the unique concerns that come with retiring here — like local doctor networks, prescription costs, IRMAA surcharges, and income planning strategies.

Fluent in English and Spanish | Available in-person, by phone, or virtually.

Why Clients Choose Me

I work for YOU — not an insurance company.

As an independent agent, I shop across top carriers to compare benefits and costs. That means you get unbiased advice tailored to your needs and budget — not a sales pitch.

My clients often say they feel relieved and empowered after our conversations — and that’s exactly my goal.

Let's Chat!

No pressure. No sales tricks. Just real answers, friendly guidance, and smart strategies to protect your health, income, and legacy.