Arama Martinez
Guiding You Through Retirement
I help individuals and small businesses navigate different aspects of retirement. Simple and personalized guidance with Medicare, Life Insurance and Retirement Planning.

my Services
Welcome to Insure with Arama – Your Trusted Medicare & Retirement Insurance Expert
Hi, I’m Arama Martinez, a licensed insurance broker proudly serving clients throughout Florida and across the United States. Whether you're planning for retirement, exploring Medicare Supplement plans, or seeking the right life insurance solutions, I'm here to guide you every step of the way.
With years of experience in helping individuals and small businesses protect what matters most!
Medicare — As your expert medicare insurance agent, I am here to simplify the medicare enrollment process by offering quality Part A, Part B, and Part D Medicare options. I will break down your Medicare choices to help you make informed decisions about your future.
As your life insurance agent, I offer options from some of the best life insurance companies in the industry. We strive to help you secure your family's financial future.
Annuities — Arama offers a comprehensive range of insurance services, including annuities. Our annuity products provide income security, market-linked growth, principal protection, and tax benefits, offering a flexible and customizable solution.

You Don’t Need to Navigate This Alone.
Feeling Overwhelmed by Retirement and Medicare Decisions? You’re Not Alone.
Are you a Baby Boomer tired of constant phone calls from overseas call centers — people who don’t understand your local doctors, hospitals, or real retirement concerns?
Are you wondering:
❓ Will I have enough income to retire comfortably?
❓ What if I choose the wrong Medicare plan or miss a critical deadline?
❓ How do RMDs, IRMAA surcharges, and late penalties really affect me?
The truth is — one wrong decision in retirement could cost you thousands of dollars over your lifetime. And no, Google searches or CHATGPT aren’t enough to give you the clear answers you deserve.

TALK WITH ARAMA
Request a no-cost consultation with a licensed insurance professional.

MEDICARE 101
Click below to view the basics about Medicare Planning.

Why You Should Work With Arama
Arama specializes in helping you navigate the confusion of retirement. He will answer your questions and clarify the insurance options you have.
His clients are located all across Florida such as Vero Beach, Fellsmere, West Palm Beach, Davenport, Clermont, Leesburg, Apopka, Royal Palm Beach, Pompano Beach, Deerfield Beach, Pembroke Pines, Hollywood, Boca Raton, Orlando, Cocoa, Merrit Island, Loxahatchee, Greenacres, Lake Worth, Boynton Beach, Delray Beach, Sebastian, Palm Bay, Melbourne. He represents most major carriers. Talk with Arama today in a no-cost, no-obligation, no-pressure consultation!
QUESTIONS?
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